It is possible that you will be covered by your parents insurance policy if they have one which will cover burglaries, however it will not cover walk-ins and items just going missing if there is no sign of force entry (such as a broken window, smashed lock). Walk-in burglaries are very common in student area which basically means people forgetting to lock the door when they go out, or leaving a window open when no-one is in the house. Many of your friends may have experienced this, my friends have left windows unlocked and have had their room trashed and possessions stolen even while other people have been in the house.

If you don't have the funds to purchase insurance or your parents/guardians cover will not include your possessions whilst at university here are some tips to keep your stuff safe:

•      Take photographs of all your possessions, note down their serial numbers in case you are burgled to provide the police with.
  
  
•  Never leave cash or easily movable items on display in rooms that can be seen from the street.
  
  
•      Always check you have good window and door locks before you move into a house, if you find a loose lock inform your landlord or agency.
  
  
•  When you got home for more than a few days at a time, especially during the main holidays take all your expensive/special possessions home with you. The thieves know that most houses in student areas are empty over the holidays and you could come back to find your items missing.
  
  
• ALWAYS lock the door's and window's before you go out and at night, even if you are just going out for 10 minutes to the shop.
  
  
•  Never leave ground floor windows open if the room is unattended, even if you are on the ground floor as well.